Stewardship for Christians is a rich topic that rarely gets addressed fully…especially for kids and teens. Wrapped up within stewardship are taking care of the blessings God has given us as a world and individuals, giving, generosity and money management.
Money management is such a complex topic many Christians avoid even discussing it. Where is the line between a need and a want? Would God want you to spend your money on a luxury car, a safe dependable car, a jalopy that’s falling apart or to take mass transit?
There are plenty of scriptures about money management for Christians to consider. In wealthier cultures, most of us are probably much more selfish with our money than we should be. We have softened our culture’s extreme greed perhaps, while still indulging in behaviors and choices people in poorer countries would consider wasteful or greedy.
Just because it’s a tough topic doesn’t mean you shouldn’t address it with your kids. In fact, it may make it more important that you make sure they are using their money as God would want them to do.
Thankfully, there are lots of resources available to help. Some cost a little money, while others are free. While not all of the resources below are Christian per se, they teach some important lessons about money. You can easily add scriptures later to point out God’s commands about money, financial responsibility and generosity.
Dave Ramsey. Ramsey is a Christian and his materials do address giving back to God. His non-debt approach is important for your kids to understand before they are able to actually borrow any money. His materials do cost money, but you can sometimes find them on sale. His resources designed for kids, teens and homeschoolers not only have important information, but also are interesting to watch.
Play Money Magic. This online game gives kids a sense of the need for budgeting. It helps them explore the concept of choosing to buy something now instead of planning for things you will need later that are much more important.
Play Spent. Spent is an online game that can help your kids develop empathy for those in poverty. It gives them similar incomes and expenses and helps them understand how difficult it is to meet their basic needs.
Play Shady Sam. Shady Sam is an online game created to teach kids about loan sharks. Although technically not loan sharks, many credit cards and rental places charge interest rates that make them comparable to loan sharks.
Play Hit the Road. This online game is one of those great scenario type games where kids must make choices as they play. Their choices impact future game play. This particular one involves all sorts of financial decisions.
Take some time to teach your kids about money…how to handle it well, but more importantly how to handle it in ways that please God. It is an important element of raising your kids to be faithful, productive Christians.
Your kids are probably homeschooling now, regardless of their regular school situation. Contact with others outside your home is strongly discouraged. In most places though, we are still allowed to walk in our neighborhoods and do things in our yards as long as we don’t come close to others.
Your kids can use this time to reflect God’s love to your neighbors. There are quite a few things they can do to serve and encourage the people nearby. Encourage them to be creative, but here are some ideas to get you started.
Chalk sidewalk art. Send a neighborhood email and offer for your kids to decorate the sidewalk near their mailbox or their driveway with colorful chalk drawings. Remind neighbors to stay inside while your children work. If you have public sidewalks in your neighborhood, most localities allow chalk drawings which will wash away in the next rain. Encourage your kids to come up with cheerful designs that point people to God in some way.
Mailbox art. Have your kids make works of art and tape them to the mailboxes of neighbors. Once again, encourage the use of cheerful colors and finding ways to incorporate scripture or point people to God in some way.
Encourage a neighborhood cheer project for the kids in your neighborhood. Have your kids make fliers and distribute them in your neighborhood. Encourage neighbors to put a specific type of object like a stuffed animal or a drawing of a giant Easter egg in the window of their home where it can be seen by children taking walks with their families. Encourage the families with small children to go on a “treasure hunt” to see how many of the chosen objects they can see in the windows of homes while they are walking with their parents.
Design work out stations. Have your kids design a special workout families can do at certain spots on their family walk in your neighborhood. Space the ideas far enough apart and make them quick enough so families don’t risk exposure to the germs of others. For example, draw a hopscotch board with chalk on a corner sidewalk and tell families to hop rather than walk that distance. Or at a certain landmark, jump up and down ten times. Be creative and distribute the ideas to everyone in your neighborhood digitally or otherwise.
Share Spring. If you have flowers or shrubs blooming in your yard, share them with those in your neighborhood who can’t get out at all. Have your kids decorate containers to put the flowers in with a little water. Then put them on a doorstep of a neighbor, ring the bell and run far enough away to not spread germs when your neighbor opens the door.
Offer weekly check in calls. Have neighbors sign up to receive a weekly video call from your family. Encourage your kids to come up with stories to tell, a song to sing or other things to fill the time after making sure the neighbor is fine.
There are so many ways your kids can use this time to be creative in the ways they serve others and share their faith without endangering themselves or others. Take advantage of the opportunity to teach your kids how God wants them to live their lives.
Let’s be honest. None of us really wants to be quarantined for a long period of time whether it’s from this virus or something else. The good news is that a lot of healthy families are being quarantined at home. We don’t know how many of us or how long any one area will find everyone at home before the virus peaks and life resumes as normal.
If you find your family at home for any period of time, don’t waste that precious time. You may have few other opportunities to connect as a family in this way. There are a lot of ways you can take advantage of this time and use it to better prepare your kids to be who God wants them to be.
Reconnect emotionally. Have those long conversations. Find out what everyone is thinking and feeling about all sorts of topics. Get to really know and appreciate each other. And limit time on devices to no more than an hour or two a day outside of time required for school or work.
Have fun together. Play games. Watch silly old kid movies. Tell jokes and stories. Have tea parties. Build forts with blankets. Have a family sleep over. Just enjoy being together.
Start or entrench habits of spiritual disciplines. Family devotionals, independent Bible reading, prayer, meditating on scriptures…all of those habits that will make you and your kids stronger spiritually, but you never seem to have time to practice. Challenge and encourage each other to establish good spiritual habits that will keep all of you connected to God each day.
Serve others. Whether or not people can leave their homes seems to vary from place to place. FaceTime people who may be isolated at home alone. Help others as much as whatever restrictions you are under will allow. Model unselfish behavior by not hoarding supplies, but sharing.
Read good books aloud. Most adults don’t realize it, but even many teens still enjoy hearing a great book read aloud. C.S. Lewis stories appeal to all ages as do many other great books that allow you to have interesting family conversations. You should have access to e-books even if libraries close and many classics you can find online free or at very low cost.
Look for God working in the world today. Things like pandemics can make some people question whether or not God still loves us and cares about us. They may feel like God has disappeared. Point out the small blessings God sends your way each day. Celebrate God’s goodness as He gives people gifts to develop new medicines and vaccines to end the current health issues facing us. Remind your kids daily that God is alive and walking beside us even when scary things happen.
I doubt any of us will be volunteering to be quarantined for fun. Taking advantage of the opportunities it may present your family to grow closer and more godly if it is required of you though, may bring your family more benefits than just good health.
Ready for Valentine’s Day? We are big celebrators in our family. Any excuse for adding a bit of fun, joy and love to our days and we are there! Valentine’s Day may have been founded to celebrate romantic love, but why not use it to teach your kids about agape love and have some family fun.
Agape love is the type of love God has for us and we are to have for those around us. It’s a higher love not based on attraction, romance or even friendship. It’s loving others just because they are human beings whom God created and loves.
There are a lot of fun things your family can do to spread some Agape love on Valentine’s Day. You should still have time to accomplish one or more of these before the holiday is over. (Because Valentine’s Day is on a Friday night this year, restaurants are “celebrating” on Saturday and Sunday, too. Let’s do the same!)
Shower widows, widowers and single people with love. There’s nothing like Valentine’s Day to remind you that you are single. No matter how happy someone single may be normally, everyone celebrating love can leave one feeling lonely and alone – even unloveable. Have your kids make cards, cookies or little baggies of those heart chocolates. Allow a few minutes to stay and visit. If necessary prepare your kids ahead of time about some things they can say to help the conversation.
Love on friends and “frenemies”. Every child has someone at school or in their activities who is less than kind to them. They may have even been treated by another child as an “enemy”. What a better way to teach your kids about loving their enemies than helping them prepare a Valentine surprise for their friends, but especially for those “not so nice kids”. It doesn’t have to be big or fancy. Having some discussions on the subject though can help your kids feel more loving as they give a card or treat to someone they may normally avoid.
See the “invisible” people. People with special needs, people who are socially awkward or “unattractive”, people who are poor…our world has lots of people that are unseen by others, because they don’t fit the mold of someone who makes a good friend or even acquaintance. Consider having some of the “invisible” people your family knows over for a meal or dessert. Or give them a Valentine’s treat and have a real conversation with them. Find out the things they enjoy doing. Get to really know them as “real” people with real stories. Make them visible to your family.
Thank the unappreciated. How many bus drivers, crossing guards, or maintenance people are ever thanked, much less receive Valentine’s treats? Even teachers can be forgotten. What about the mail carrier, the garbage collectors and the counter person at the dry cleaners? How many unappreciated people can your family make feel appreciated over the next few days?
Serve those who help others. Ministries and non-profits usually have ongoing needs for items or volunteer hours. Can your family find a way to give a ministry or non-profit some extra help?
Surprise your family members. Let’s be honest. The people in our family know how to get on our “last nerve”. Living in the same house can create conflicts and hurt feelings. We can say the worst things to the people who love us the most. Why not change that dynamic? Encourage everyone in your family to find ways to surprise, encourage and love everyone in your family. Make it fun and focus on all of those little things that would make life more pleasant for the people in your family.
Make Valentine’s Day a day when your family has a tradition of loving everyone they can. Encourage your kids to pour out love generously. Who knows, your family may enjoy it so much it becomes a habit every day of the year!
Have you seen the viral post claiming to have found a way to cure holiday tantrums over toys? Evidently, the mom struggled with her child having melt downs in toy aisles of stores because she wanted something from Santa right then.
The mom’s solution? Take a photo of the child holding the toy to “send to Santa”. She claimed the child immediately calmed down and often even forgot she wanted the toy.
As a Christian parent, I have so many issues with this supposedly wonderful idea. Beyond the implied lie to the child that she will indeed get everything she wants from Santa (the mother had no intention evidently of giving her child most of those toys), the solution feeds a greedy, entitled heart.
There are several more effective ways of avoiding the “child melting down in the toy aisle” scenario. In fact, doing these things consistently can help you raise kids who don’t become greedy at all.
Stay out of toy aisles and toy stores with your child. Showing kids aisles and aisles of things they didn’t even know existed, only tempts them to want those things. Why encourage greed? The only time a child should be on any toy aisle is to quickly choose a present for someone else. Even in those cases, discuss ahead of time which toy you will probably purchase, find it quickly and immediately move to the checkout or another less tempting section of the store.
Avoid commercial television, catalogs and other advertising. Advertising is another way children become convinced they need something they didn’t even know existed until they saw the ad.
Explain the family budget in age appropriate ways. Even young children can understand how hard their parents work to earn the money you have. They also need to understand that God wants us to give money back to Him and to help others first. After that, there are bills that must be paid. Your family must also save money for things like college, family vacations and to repair the car when it breaks down. The little money left is for fun things like toys. You never want your children to worry about money, but they need to understand there isn’t an unlimited supply either.
Limit presents to Christmas and birthdays. If they want anything between those holidays, they must earn and save the money for those items by doing extra little jobs around the house or saving their allowance. Regularly giving your kids toys for no real reason makes them think they may just get everything they want – especially if they make it clear it is something they want badly.
Never reward tantrums. Your kids need to understand the quickest way to make sure they never receive a toy is to pitch a tantrum about wanting it. For older children, you may have to make a similar rule about continual begging for an item.
Set a good example. If you constantly talk about the things you want, spend too many hours and too much money shopping for non essential items, you can’t expect your kids to act differently.
Make sure your family finds giving more rewarding than receiving. Make regularly serving others and sharing the things you have a family priority. Focus more on how your family can give than how your family can accumulate more things for yourselves. When unexpected money comes into your family, give God a portion first.
You won’t banish greed from your child’s life by snapping a picture of him or her in a toy aisle. You can, however, by helping your child grow a godly, generous heart. It takes more time and effort, but it’s actually effective.